Category Archives: Medicare

New Medicare Changes in Your Mailbox

Not a month goes by that I don’t have someone handing me a copy of their Medicare Summary Notice and asking me to help them decipher what it says.  Needless to say, it is long, complicated and confusing.  Often, the … Continue reading

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2012 Medicare Premium Rates Announced

The 2012 premium rates for Medicare Part B have been announced, and they will be lower than previously projected.  For those whose 2010 income was less than $85,000, the monthly Part B premium will be $99.90 per month.  More specific … Continue reading

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Medicare Recipients: Potential Drug Savings for Part D Plan Members

Medicare has a program called “Extra Help” that can be a big savings for those who qualify.  Medicare officials are estimating that approximately two million people qualify but have not applied.  In order to get the benefit, one must apply.  … Continue reading

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Physical Exam or Wellness Visit? Be Sure to Understand the Difference

As a Geriatric Care Manager and Elder Care Consultant, I am often asked to help sort through the details of Medicare coverage.  There are so many things to know and to understand:  Parts A & B, Medicare Advantage (Part C) … Continue reading

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2012 Medicare Open Enrollment: October 15, 2011 – December 7, 2011

Medicare Open Enrollment is upon us, and for those with Parts C (Medicare Advantage) or Part D (Prescription Coverage), this is the time to review your current plan for changes, and if necessary, find an alternative that fits your medical … Continue reading

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Turning 65 Soon and Looking Into Medicare? Here are Resources for More Information

Social Security Administration:  ssa.gov, or call 1-800-772-1213. Centers for Medicare and Medicaid Services (CMS):  medicare.gov or call 1-800-633-4227.  The medicare.gov website has a resource locator to help you find a doctor, compare hospitals, check coverage, get information on Medicare coverage, … Continue reading

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Turning 65 Soon? If You Need Prescription Coverage, Part D May Be for You

Part D Prescription Drug Plans are offered through private insurance companies, or as part of Medicare Advantage plans.  If you are enrolling in Medicare Part A or B, and need prescription coverage because you do not have coverage through another … Continue reading

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Turning 65 Soon and Enrolling in Medicare? A Medicare Advantage Plan May Be an Option

Medicare is well known for its “traditional” Medicare options – the Parts A and B, and a few years ago the Part D Prescription Plan option. But there is one more part, a “Part C,” the Medicare Advantage Plans. Not … Continue reading

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I Will Be Turning 65 Soon. When Should I Enroll in Medicare?

When to enroll in Medicare depends on your individual circumstances. The Initial Enrollment Period U.S. citizens or legal residents who are turning 65 are entitled to a first enrollment period that lasts from three months before turning 65, to three … Continue reading

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Enrolling in Medicare in 2011? Here are the Costs

  Medicare Part 2011 Premium 2011 Annual Deductible Co-pays Part A None* $1,132 for hospital stays After deductible, nothing more for up to 60 days in hospital.  Additional days may require daily co-pays. Part B 115.40** $162 20% of Medicare … Continue reading

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